MOD.ARC — COMPLIANCE ARCHITECTURE

Modular Compliance for Modern Money

For neobanks, crypto exchanges, MTL's, MSB's and digital asset companies. Delivered as specialized architecture that scales with the company.

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Most compliance programs are a bottleneck. Yours shouldn't be.

Compliance usually shows up as the thing that stalls the launch - or as an afterthought. Mod.Arc builds it the other way — as architecture. Modular, documented, automated where it should be, and owned by you. A program a regulator respects, your team can actually run, and doesn't slow revenue.

OFFERINGS — THE FOUR A'S

Four ways in. One system.

01

Audit — know where you are.

A fast, rigorous readiness review across BSA/AML, KYC/CDD, sanctions, and licensing — plus travel rule and custody for digital-asset businesses. You leave with a clear gap map, prioritized by risk and regulatory deadline. The fastest way to start.

02

Assessment — know where you need to be.

A documented, defensible risk assessment mapped to your actual model — payments, lending, exchange, custody, stablecoin. The backbone every examiner and sponsor bank asks to see.

03

Automation — a program that runs without running you.

The Mod.Arc engine turns your program into living infrastructure: templated policies and procedures, workflows for screening and monitoring, and an obligation calendar that tracks renewals, filings, and deadlines so nothing slips.

04

Advisory — human judgment can't be replaced.

Senior guidance for the calls that can't be automated: exam prep, sponsor-bank and regulator questions, new-product and new-state expansion. Your designated officer stays accountable — you get the architect standing behind them.

WHO IT'S FOR

Built for companies changing the future of finance.

Neobanks & BaaS fintechs

Sponsor-bank oversight, BSA/AML, KYC, consumer protection.

Crypto exchanges & digital-asset companies

MSB registration, state MTLs, travel rule, sanctions, custody, GENIUS Act stablecoin rules.

Money transmitters

Multi-state licensing, program build, exam readiness.

Especially if you just raised, you're expanding to new states, you're launching a card, custody, or stablecoin product — or an examiner is already on the calendar.

APPROACH — WHY MOD.ARC

Architecture, not advice by the hour.

Mod.Arc is a system, not a retainer that bills forever. Every engagement encodes senior compliance judgment into infrastructure you keep — modular by design, so it grows as you do and doesn't break when you scale. Built by an operator so your compliance is defensible to a regulator, legible to your team, and independent of any single person — including us.

Cutting-edge compliance, built to your stage.

Pricing is scoped to your model and maturity — from a one-time audit to a full program build with ongoing advisory. Tell us what you're building and where you're headed.

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Questions, answered.

What does Mod.Arc do?
Mod.Arc designs and builds compliance programs — BSA/AML, KYC/CDD, sanctions, and licensing — for neobanks, crypto exchanges, and money transmitters, delivered as modular architecture that scales with the company.
Who is Mod.Arc for?
Early- to growth-stage money companies — neobanks and BaaS fintechs, crypto and digital-asset firms, and money transmitters — that need a real, exam-ready program but aren't ready for a full in-house compliance department.
What's included in an audit?
A readiness review across BSA/AML, KYC/CDD, sanctions, and licensing (plus travel rule and custody for digital assets), delivered as a prioritized gap map ranked by risk and regulatory deadline.
How is Mod.Arc different from a compliance consultant?
A consultant sells hours. Mod.Arc builds architecture you own — a documented, automated program that keeps working after the engagement ends, so compliance never depends on one person.